Arizona Public Service generates reliable, affordable and clean energy for 2.7 million Arizonans. Our service territory stretches across the state, from the border town of Douglas to the vistas of the Grand Canyon, from the solar fields of Gila Bend to the ponderosa pines of Payson. As the state’s largest and longest-serving energy provider, our more than 6,000 dedicated employees power our vision of creating a sustainable energy future for Arizona.

Since our founding in 1886, APS has demonstrated a strong commitment to our customers in one of the country’s fastest growing states, earning a reputation for customer satisfaction, shareholder value, operational excellence and business integrity.

Our present and future success depends on the creative and dedicated people of our company who demonstrate the principles outlined in the APS Promise: Design for Tomorrow, Empower Each Other and Succeed Together.

Summary

Risk & Insurance Analyst Senior Summary

Under general direction, administers assigned property, casualty, nuclear, and other risk financing and insurance programs for Pinnacle West Capital Corporation and its subsidiaries. Evaluates exposures, analyzes risk treatment alternatives, supports insurance placement and renewal activities, and provides technical consultation to business units, joint venture participants, and other stakeholders. Uses data, digital tools, and sound risk management judgment to improve the accuracy, efficiency, transparency, and governance of insurance and claims processes. Develops clear analyses, reports, and recommendations that support informed decisions, protect organizational assets, maintain reliable records and controls, and strengthen operational resilience.

Risk & Insurance Analyst Consultant Summary

Under limited direction, serves as a risk and insurance subject-matter expert and trusted advisor for complex property, casualty, nuclear, and other risk financing and insurance programs for Pinnacle West Capital Corporation and its subsidiaries. Leads the evaluation of significant and emerging exposures, develops risk treatment strategies, and provides expert consultation to business leaders, joint venture participants, project teams, and other stakeholders. Leads or coordinates complex insurance placement, renewal, contractual risk transfer, loss prevention, claims, and risk financing activities, and develops well-supported recommendations for management consideration.

Uses advanced analysis, market knowledge, digital tools, and sound risk management judgment to influence decisions, improve program effectiveness, and strengthen the accuracy, efficiency, transparency, governance, and financial control of insurance and claims processes. Leads cross-functional initiatives, resolves complex or unusual matters, and provides technical guidance to other risk and insurance professionals. Develops executive-level analyses and recommendations that protect organizational assets, support informed risk-taking, maintain reliable records and controls, and strengthen operational and financial resilience.

Minimum Requirements

Risk & Insurance Analyst Senior Requirements

High school degree PLUS seven (7) years recent experience in underwriting commercial property and casualty insurance and/or corporate risk management
OR Associates degree PLUS five years experience
OR BS/BA degree PLUS three years experience
Demonstrated knowledge of insurance and risk management principles

Risk & Insurance Analyst Consultant Requirements

High school PLUS nine years experience in underwriting commercial property and casualty insurance and/or corporate risk with demonstrated knowledge of insurance and risk management principles
OR Associates degree PLUS seven years experience
OR BS/BA degree PLUS five years experience.

Preferred Special Skills, Knowledge or Qualifications

Experience supporting and administering corporate insurance programs
Knowledge of contractual risk transfer, certificates of insurance, and commercial insurance policy language
Experience developing reports, dashboards, executive summaries, or data visualizations and improving business processes through workflow tools, automation, or other approved digital solutions
Experience with Microsoft 365 applications and data analysis or visualization tools
- Specfically Excel, data modeiling, probability analysis strongly desired

Major Accountabilities

Insurance program administration and renewals: Administers assigned property, casualty, nuclear, and other insurance and risk financing programs. Supports renewal and placement activities by gathering, validating, analyzing, and presenting underwriting information. Reviews policies, endorsements, binders, invoices, exposure information, and related documentation for accuracy, completeness, and alignment with approved coverage decisions.

Risk identification, consultation, and contractual risk transfer: Partners with business units, joint venture participants, and project teams to identify and evaluate insurable and non-insurable exposures. Provides technical guidance on coverage requirements, certificates of insurance, contractual risk transfer, retention alternatives, and other risk treatment options within assigned authority. Escalates complex, unusual, or high-risk matters as appropriate.

Data management, analytics, and reporting: Maintains reliable insurance, exposure, claims, premium, and financial data in approved systems and records. Develops reports, dashboards, trend analyses, and summaries to improve visibility into program costs, exposures, claims activity, and risk trends.

Digital process improvement: Identifies opportunities to simplify, standardize, and improve insurance and claims processes using approved digital tools, workflow automation, data visualization, and responsible use of approved artificial intelligence capabilities. Considers business needs, data quality, controls, security, documentation, and long-term support requirements before recommending solutions.

Budgeting and financial controls: Prepares, validates, allocates, and tracks insurance-related financial information, including premiums, claims costs, fees, budgets, and forecasts. Investigates discrepancies and maintains supporting documentation for approvals, financial controls, and audit readiness.

Loss prevention and insurer recommendations: Coordinates and tracks loss control visits, engineering reviews, inspections, and recommendations required by insurance contracts or risk management programs. Monitors findings, ownership, responses, and completion status, and communicates material issues to management.

Governance, compliance, and records: Maintains accurate, complete, and accessible program documentation in accordance with applicable legal, regulatory, contractual, records retention, information security, financial control, and internal governance requirements. Supports audits, regulatory inquiries, and management reviews as assigned.

Market knowledge and continuous improvement: Maintains current knowledge of insurance market conditions, emerging risks, regulatory developments, and risk management practices. Applies new knowledge to strengthen programs, processes, controls, and stakeholder service.

Export Compliance / EEO Statement

This position may require access to and/or use of information subject to control under the Department of Energy's Part 810 Regulations (10 CFR Part 810), the Export Administration Regulations (EAR) (15 CFR Parts 730 through 774), or the International Traffic in Arms Regulations (ITAR) (22 CFR Chapter I, Subchapter M Part 120) (collectively, 'U.S. Export Control Laws'). Therefore, some positions may require applicants to be a U.S. person, which is defined as a U.S. Citizen, a U.S. Lawful Permanent Resident (i.e. 'Green Card Holder'), a Political Asylee, or a Refugee under the U.S. Export Control Laws. All applicants will be required to confirm their U.S. person or non-US person status. All information collected in this regard will only be used to ensure compliance with U.S. Export Control Laws, and will be used in full compliance with all applicable laws prohibiting discrimination on the basis of national origin and other factors. For positions at Palo Verde Nuclear Generating Stations (PVNGS) all openings will require applicants to be a U.S. person.

Pinnacle West Capital Corporation and its subsidiaries and affiliates ('Pinnacle West') maintain a continuing policy of nondiscrimination in employment. It is our policy to provide equal opportunity in all phases of the employment process and in compliance with applicable federal, state, and local laws and regulations. This policy of nondiscrimination shall include, but not be limited to, recruiting, hiring, promoting, compensating, reassigning, demoting, transferring, laying off, recalling, terminating employment, and training for all positions without regard to race, color, religion, disability, age, national origin, gender, gender identity, sexual orientation, marital status, protected veteran status, or any other classification or characteristic protected by law.

For more information on applicable equal employment regulations, please refer to EEO is the Law poster. Federal law requires all employers to verify the identity and employment eligibility of every person hired to work in the United States, refer to E-Verify poster. View the employee rights and responsibilities under the Family and Medical Leave Act (FMLA).

In compliance with the Drug Free Workplace Act of 1988, the Company is committed to a work environment that is free from the effects of alcohol and controlled substances, and free from the abuse or inappropriate use of prescribed and over-the-counter medications. The Company requires employees to be subject to drug and alcohol testing that is job-related and consistent with business necessity, regulatory requirements and applicable laws.

Hybrid: Employees in hybrid roles work both in their home offices (virtually) and alongside their colleagues (in person).

In order for employees to build strong relationships and to promote meaningful in-person interactions, hybrid employees are expected to work about 40% of their time in-person at an APS or other (non-home office) location.

Employees are expected to reside in Arizona (or New Mexico for Four Corners-based employees).
Working from a home office requires adequate technology and an appropriate ergonomic set up.
Role types are subject to change based on business need.

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