ABOUT TIDE

At Tide, we help SMEs save time and money in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting.

Tide is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany and France.

Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love.

Tide facts:

Tide is available for UK, Indian, German and French SMEs
Over 2 million members: 900,000 UK and 1,100,000 in India and growing rapidly
Over $300 million raised in funding
Over 2,800 Tideans globally
Recognised with Great Place to Work certification three years in a row, and among India’s Top 50 Best Workplaces in Banking, Financial Services, and Insurance in 2026
We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram, New Delhi, Berlin, Paris and Luxembourg

ABOUT THE TEAM:

The Treasury team acts as 1st LoD and is at the forefront of driving financial excellence and supporting strategic growth. The Treasury team mission is to optimize the company's financial resources and investment, manage financial risks, ensure robust liquidity and effective cash management and comprehensive treasury operations.

Moreover the team collaborates closely with the product and business team to align financial strategies with business objectives. By contributing to impactful financial decisions, the Treasury team aims to enable sustainable success and growth.

About the role

As the Treasury Analyst - Strategy & Planning, you will play a crucial role in the team to maintain our financial health, ensure efficient liquidity and capital utilization, and drive our growth. Your responsibilities will include:

Liquidity and capital management

Support liquidity and capital management activities and decisions across multiple entities, currencies, and business lines
Support strategic initiatives in line with the company growth models
Partner with FP&A and Risk to build resilient liquidity and capital structures that support regulatory and operational needs

Cash Monitoring & Forecasting

Manage and monitor daily global cash positioning and weekly forecasting
Develop and maintain cash flow models that support product expansion and business planning
Continuous improvement of financial models within Treasury, particular cash flow forecasting and product funding models

Business Support, Flow of Funds Structuring and New Product Review

Provide treasury input into risk assessments for new launches—covering liquidity, funding, currency risk, and treasury ops implications
Act as the treasury voice in cross-functional product development squads

Policy Ownership & Governance

Assist the Treasury team to the build and maintain robust treasury policies for liquidity, FX, interest rate risk, and capital management
Ensure fintech treasury processes align with regulatory standards and internal control frameworks

Corporate Debt & Intra-Group Funding

Support the Treasury S&P team, Treasurer and the CFO with the analysis and the execution of debt financing strategies to fund growth and strategic initiatives
Support the management for intra-group funding arrangements including pricing, documentation, and tracking

WHAT WE ARE LOOKING FOR:

Tide is seeking an experienced Treasury Analyst. The ideal candidate will have:

Minimum of 1-2 years of experience with Treasury liquidity and capital management.
Prior experience in financial services – preferably in technology-driven & scale-up environments preferred
At least an intermediate to advanced modelling skills, and willingness to upskill the modelling skills in Tide
Strong accounting knowledge, cash-flow forecasting and flow of funds
Self-starter, independent and extreme ownership mentality
Experience utilizing BI reporting tools (Looker/Power BI/Tableau etc) is desirable
Experience working within a dynamic and strong paced environment
Excellent communication and stakeholder management skills

WHAT YOU’LL GET IN RETURN:

Competitive Compensation - competitive salary and share options
Time Off – Generous annual leave on top of bank holidays.
Parental Leave – Paid maternity, paternity, and adoption leave to support your family journey.
Sabbatical – Extended unpaid and paid leave options after completing milestone years with Tide.
Health Insurance – Private family insurance with additional OPD coverage and top-up options.
Life & Accident Cover – Comprehensive accidental and life insurance protection.
Mental Wellbeing – Access to therapy sessions, courses, meditations, and workshops.
Volunteering & Development Days – Paid days annually for volunteering or personal growth.
Learning & Development – Annual budget for books, courses, coaching, and more.
WOO (Work Outside the Office) – Work from abroad for up to 90 days annually.
Home Office Setup – Contribution towards setting up your home office Laptop Ownership – Keep your old laptop and get a new one when it’s time for a replacement.
Snacks & Meals – Office perks with snacks, coffee, tea, and lunch (location dependent).

TIDEAN WAYS OF WORKING

At Tide, we champion a flexible workplace model thatsupports both in-person and remote work to cater to the specific needs of our different teams.

While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community.

TIDE IS A PLACE FOR EVERYONE

At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives.

We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard.

At Tide, we thrive on diversity, embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability. Our inclusive culture is key to our success, helping us build products that meet our members' diverse needs. We are One Team, committed to transparency and ensuring everyone’s voice is heard.

Disclaimer

It has come to our attention that individuals or agencies are falsely claiming to represent Tide and are reaching out to candidates regarding job opportunities. Please be aware that:

Tide does not charge any fees at any stage of the recruitment process.
All official Tide job opportunities are listed exclusively on our Careers Page and applications should be submitted through this channel.
Communication from Tide will only come from an official @tide.co email address.
Tide does not work with agencies or recruiters without prior formal engagement, and we do not authorize third parties to make job offers on our behalf.

If you are contacted by anyone misrepresenting Tide or requesting payment, please treat it as fraudulent and report it to us immediately at talent@tide.co
Your safety and trust are important to us, and we are committed to ensuring a fair and transparent recruitment process.

Tide leverages AI to enhance our hiring experience. You can read more about how we use AI in our recruitment process in our AI Policy.

Your personal data will be processed by Tide for recruitment purposes and in accordance with Tide's Recruitment Privacy Notice.

Careers at Tide

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Treasury Analyst - Strategy & Planning