We are looking for a Credit Risk Analyst to support SME credit risk assessment within a regulated financial services environment. The role combines financial analysis and credit exposure assessment with Customer Due Diligence (CDD), AML/KYC controls, customer verification and ongoing risk monitoring. Strong candidates should bring practical credit or lending experience together with hands-on exposure to CDD and AML processes.

Responsibilities

• Verify SME customer credit applications

• PerformCustomer Due Diligenceas part of credit risk assessment

• SupportAML compliancerequirements

• Analyse financial statements and customer documentation

• Review credit bureau reports and bank references

• Analyse publicly available customer and company information

• Calculate credit and risk exposure

• Identify potential credit, fraud and compliance risks

• Cooperate with customers, banks and financial institutions

• Work with internal teams on fraud and abuse prevention

• Monitor and verify customer transactions

• Analyse customer loan portfolio quality

• Recommend corrective actions where risk deterioration is identified

• Maintain accurate documentation supporting credit decisions

Requirements

• Commercial experience inCredit Risk, Credit Analysis, Lendingor a related financial area

• Experience withCustomer Due Diligence

• Understanding ofAML compliance

• Experience analysing customer financial information and documentation

• Strong quantitative and qualitative analytical skills

• Ability to assess customer and credit risk

• Strong attention to detail

• Good communication and negotiation skills

• Good English

• Degree in Economics, Finance, Business Administration or a related area

Nice to have

• SME credit risk experience

• Commercial banking experience

•KYCexperience

• Financial crime compliance exposure

• Fraud prevention experience

• Transaction monitoring experience

• Credit bureau analysis

• Loan portfolio monitoring

• Experience working within a large regulated financial organisation

Benefits

• Solid, competitive salary

• Work in a multinational environment on international projects

• Comprehensive healthcare

• Long-term B2B contract with a stable project pipeline

MADIFF Polska

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Credit Risk Analyst