Join Our Team as an experienced Credit Analyst at Starion Bank!Are you an analytical, detail-oriented professional with a passion for financial analysis and sound credit decision-making? If so, we want you to join our team at Starion Bank!
Why Starion Bank?As a growing community bank, we pride ourselves on local leadership, personalized service, and deep community loyalty. We're not just a bank; we're a place where you can thrive both professionally and personally.
Position: Credit Analyst
Location: This position is available at any of our branches in North Dakota and Wisconsin.
Key Responsibilities:- Analyze new and existing credit requests, including complex credits, and prepare financial spreads and Credit Approval Presentations (CAPs).
- Conduct annual credit reviews and provide recommendations regarding creditworthiness, risk, and appropriate loan structure.
- Serve as a resource to lenders on complex credit transactions, financial analysis, risk assessments, and servicing needs.
- Lead or assist with credit administration projects, process improvements, regulatory changes, system enhancements, and risk management initiatives.
- Support loan policy administration by providing guidance and recommending improvements or clarifications.
- Identify training needs and provide credit-related training and guidance to lending staff; conduct appraisal reviews as needed.
Qualifications:- Bachelor's degree in accounting, finance, economics, business administration, or a related field.
- Three to eight years of related credit analysis, lending, or financial analysis experience; placement at the Credit Analyst II or III level will be based on experience and qualifications.
- Strong financial statement analysis, credit risk assessment, loan structuring, and problem-solving skills.
- Ability to work independently and provide sound technical guidance on complex credit matters.
- Strong communication and presentation skills with the ability to educate and advise others.
- Advanced proficiency in Microsoft Word and Excel; database or financial software experience preferred.
What We Offer:- Competitive Salary: Your hard work deserves great pay!
- Comprehensive Benefits: Including health, life, dental, vision, and a health savings account.
- Retirement Planning: 401K and profit-sharing options.
- Incentives: Annual Incentive Compensation Program available for all benefit eligible employees
- Work-Life Balance: Paid vacation and holidays.
Recognized Excellence:Join a team recognized as the "Best of the Best" by Independent Bankers magazine!
Ready to Make a Difference?If you're ready to take the next step in your career and be part of a community-focused bank, apply today at www.starionbank.com! Starion Bank- Taking You Farther.
Apply now and become a vital part of our team!Starion Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.
