Position descriptionBusiness typeTypes of Jobs - Others
Job titleTrainee, Credit Structuring M/F
Contract typeInternship/Trainee
Term (in months)8 months
Expected start date17/11/2026
Management positionNo
Job summary- Support the Credit Structuring Team with daily BAU tasks that support the Front Office on Credit renewals, submissions, lending value (LV) questions/submissions, etc.
- Assist the Credit Structuring Team with following up the Front Office on Credit File related items i.e. credit renewals.
- Support the Credit Structuring Team on Business and Credit initiatives that help grow and support the Business, including assisting with the collaboration with internal teams - supporting the preparation, presentation related to credit related products and solutions.
Support the Credit Structuring in relation to Mortgages and Life Insurance solutions and developments. - With the support of the Credit Structuring Team align with the Risk Department (RPC) in the region to structure, vet and monitor viable credit solutions as offering to clients; including the participation in local credit committees when required.
- Assist in the support of Relationship Managers on Credit Deals (obtaining credit related information, data, and feasibility of complex credit solutions)
- Credit reporting & papers/presentations - assist with the development and enhancements of credit reports to support management, the frontline, and various projects and meetings.
- Credit administration - assist with the preparation of credit and insurance memos, documentation i.e. Facility Letters, Assignment Documents, etc.
- Credit monitoring - When required assist with the monitoring of credit transactions with non-standard credit approval terms.
- Assist the Credit Structuring Team with working in close collaboration with other Wealth specialists in Asia, Geneva and Paris for specific files/initiatives when needed.
Position locationGeographical areaAsia, Hong Kong
City29th Floor, Two Pacific Place, 88 Queensway, Admiralty Hong Kong Hong-Kong
Candidate criteriaMinimal education levelBachelor Degree / BSc Degree or equivalent
Academic qualification / SpecialityUniversity graduates in Banking and Finance or related discipline
Level of minimal experience0-2 years
ExperienceSome knowledge and experience with Private Banking lending products such as Lombard Lending, Insurance Premium Financing and Real Estate Financing.
Required skills- Some understanding of the concept and industry practice of credit risk management.
- A good team player equipped with presentation & communication skills
- Good proficiency in computing skills i.e. Excel, basic coding skills, etc
LanguagesProficiency in English and Chinese (Cantonese and Putonghua)
